8 Common Home Inspection Issues: Fix Now or Later?

Buying a home can be exciting—but it can also feel overwhelming when the inspection report comes in. That list of repairs can look intimidating, but the truth is that no home is perfect.

According to Adam Long, president of HomeTeam Inspection Service, “Every home has issues—some need fixing right away, others can wait. What matters is understanding which is which.”

A thorough inspection provides a clear review of a home’s structure and key systems, including plumbing, electrical, HVAC, roof, and foundation. Inspectors are not there to scare you; they are there to inform, answer questions, and give buyers leverage for negotiations or planning future repairs.

Here’s a closer look at some of the most common inspection findings and what buyers need to know.

1. Foundation or Structural Issues

Cracks in walls, uneven floors, or sticking doors may indicate foundation movement. Minor hairline cracks are often not a major concern, but horizontal cracks with bulges should be reviewed immediately by a structural engineer.

Tip: Address small cracks early to avoid more costly repairs in the future.Cost: Minor repairs start around $500; major foundation work can exceed $10,000.

2. Aluminum Wiring

Homes built between 1965 and 1973 may contain aluminum wiring, which can deteriorate faster than copper and poses a higher risk of overheating. Some insurance companies may not insure homes with aluminum wiring.

Tip: Consider specialized connectors or partial rewiring to improve safety if full replacement isn’t feasible.Cost: Full rewiring averages about $16,000.

3. Outdated Electrical Panels

Older panels, such as Zinsco or Federal Pacific, can fail over time, potentially creating fire hazards or causing breakers to trip frequently. Inspectors also check if multiple wires share a single breaker, which is unsafe.

Tip: Upgrading to a modern panel improves safety and ensures the home can be insured.Cost: Replacement averages around $2,400.

4. Plumbing Problems

From small leaks to outdated pipes, plumbing issues are common. Homes with polybutylene, cast iron, or galvanized pipes may be more prone to leaks. Even minor leaks should not be ignored as they can lead to water damage or mold over time.

Cost: Pipe replacement ranges from $1,500 to $15,000, depending on the home and materials.

5. Damaged Floor Joists

Floor joists support the weight of a home. Cuts, notches, or rot can compromise stability and lead to uneven floors or wall cracks.

Tip: Never modify joists without consulting a professional.Cost: Repairs can range from $100–$2,000 per joist, with larger projects reaching $12,500.

6. HVAC System Issues

Inspectors evaluate HVAC systems for efficiency and safety. Signs of a cracked heat exchanger or other problems could lead to costly repairs or replacements.

Cost: Replacing an HVAC system typically costs $5,000–$12,000.

7. Safety Hazards

Inspectors flag tripping hazards, loose handrails, and missing smoke or carbon monoxide detectors. While these are usually easy fixes, addressing them is important for safety and compliance with current building codes.

Tip: Test smoke and CO detectors regularly and replace batteries annually.

8. Drainage and Gutter Problems

Improper drainage can cause water damage. Inspectors check gutters, downspouts, and the slope around the foundation to ensure water is directed away from the home.

Tip: Keep gutters clean and ensure water is directed at least six feet away from the foundation.Cost: Gutter replacement averages $624–$1,700.

A long inspection report can be intimidating, but every issue is fixable. Some require professional evaluation, while others can become negotiation points or scheduled maintenance.

“None of these findings should automatically be deal-breakers,” Long says. “A home inspection gives buyers a clear picture of what they’re purchasing and confidence about next steps.”

A thorough inspection protects your investment and ensures you can make informed decisions about repairs, negotiations, and future maintenance.