Many buyers are stuck in “wait and see” mode. They watch mortgage rates hover just above 6% and think, I’ll buy once they hit the 5s.  After all, who wouldn’t want a lower rate? But here’s the truth: that small drop to 5.99% might not save you as much as you think. You’ve Already Saved More Than You Realize Mortgage rates peaked above 7% in May, but they’ve slowly declined to the low 6s. That drop translates to real dollars. According to Redfin, the typical monthly payment on

If you’ve served in the military—or your spouse has—you may be eligible for one of the most powerful homebuying tools available: the VA home loan , which allows qualified buyers to purchase a home with no down payment . Yet, 70% of Veterans  don’t realize they qualify, according to Veterans United—meaning many are missing out on a huge benefit they’ve earned through service. Why VA Loans Stand Out For nearly 80 years, VA loans have helped millions of Veterans and service memb

Not all housing markets are moving at the same pace. When you compare today’s inventory growth to pre-pandemic norms (2017–2019), the picture shifts depending on where you look. In much of the South and West , supply has fully recovered—and even surpassed—pre-pandemic levels . In contrast, inventory in the Northeast and Midwest remains tighter , still sitting below what’s considered normal. But even with these differences, the overall trend points in a positive direction for