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  • Writer's pictureWWH

Who Pays for Home Inspections and Repairs: The Buyer or Seller?

When purchasing a house, one crucial step is getting a home inspection to assess the property's condition. However, a common question that arises is who is responsible for paying for the inspection. In this blog, we will explore the parties involved and clarify who typically covers the cost.

Buyer Responsibility

In most cases, if the buyer chooses to have a home inspection before finalizing the purchase, they are responsible for paying the inspection fee. This fee is paid directly to the licensed home inspector chosen by the buyer. It is important to note that the inspection fee is typically paid out of pocket and is not rolled into the mortgage or included in the closing costs.

Seller Responsibility

On the other hand, there are instances where the seller may opt to have their home pre-inspected before listing it for sale. In such cases, the seller is responsible for covering the inspection fee. By doing a pre-inspection, the seller aims to identify any underlying issues and address them prior to putting the house on the market.

Understanding the Cost

The cost of a home inspection can vary based on several factors. Factors influencing the price include the size of the home, the location, the level of experience of the inspector, the scope of the inspection, and whether it is a standard or specialized inspection. Typically, home inspections can range between $250 and $700.

Importance of a Home Inspection

While a home inspection is not a mandatory requirement, it is highly recommended for buyers. A professional inspection provides valuable insight into the property's condition and helps uncover any significant defects or issues. By including an inspection contingency in the offer, buyers can leverage the inspection report to negotiate repairs or credits with the seller. If negotiations fail, the contingency also allows buyers to back out of the purchase if the inspection reveals severe problems.

Negotiating Repairs or Price Reduction

To illustrate the significance of a home inspection, consider this scenario: You make an offer on a property at fair market value, only to discover during the inspection that it requires $15,000 in repairs. With the inspection report in hand, you can negotiate with the seller for a price reduction covering the full repair cost or request a credit to offset the expenses. Such negotiations can potentially save you a significant amount of money, making the inspection fee a wise investment.

When it comes to the home inspection fee, it is generally the buyer's responsibility to cover the cost. By investing in a professional home inspection, buyers gain vital knowledge about the property's condition and can negotiate repairs or price adjustments with the seller. Ultimately, a thorough inspection offers peace of mind and helps ensure that your home purchase is a sound investment.


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