Is the Housing Market Going To Crash? Here’s What Experts Say

You’ve probably seen headlines warning about a housing crash. But the truth?The data doesn’t point to a crash — it points to steady growth.

What the Experts Are Saying

According to the Home Price Expectations Survey (HPES) from Fannie Mae, over 100 housing experts agree:✅ Home prices are projected to rise through 2029.✅ Even the most pessimistic forecasts still expect values to increase by about 5%.✅ On average, prices could climb 15% over the next five years.

No group of experts is predicting a nationwide decline.

Why Prices Aren’t Falling

This isn’t 2008. The big difference? Supply and demand.There still aren’t enough homes for everyone who wants one — and that shortage is keeping prices stable.

While growth may slow compared to the rapid jumps of 2020–2022, what we’re seeing now is a more balanced, sustainable market.

Ignore the crash headlines. The housing market isn’t collapsing — it’s normalizing.

If you’ve been waiting to buy or sell, the question isn’t if prices will rise, but by how much.

Talk with a local agent to see what these trends mean for your market and your next move.